Article Posted By User
By: Ben 2018-06-22 12:19:11 Comment: Rating:

What are Phishing, SMiShing and vishing, and how can you protect yourself from scams?

It means that fraudsters use emails, social media messages or text messages/phone calls with urgent messages in the hope of making someone visit a bogus website, or transfer money.

What is phishing?

Phishing is a form of fraud in which the fraudster pretends to be reputable entity or person in email or on a website, trying to gather personal information by using deceptive e-mails, websites.

It can be a request from your bank, some service providers, or even government — all to make you click a link, or download an attachment.

What is SMiShing?

SMiShing is a variation of phishing.

Only instead you receive an SMS message on your mobile phone.

Fraudsters get hold of your phone number, either because you listed it on social media, or because they bought data that has been hacked or leaked from a legit company.

Mass text messages are then sent and the probability is that someone will fall victim.

What is vishing?

When criminals – already get enough information on you – ring up and pretend to be someone.

They then try to get your bank details off you or even to convince you to transfer money.

Sometimes the caller will try to make you believe your situation is in danger and that you have to act quickly.

This can cause people to panic and often make them act without thinking.

Also, the phone number can appear genuine by using some technologies.

Sometimes criminals can hold your telephone line, so if you hang up to call back the bank, you are actually speaking to the fraudsters who never hung up.

Background noises can be played so it sounds like a call centre rather than some creep in their bedroom.


How can you protect yourself from email, phone and text scams?

Never assume people are who they claim to be in emails or text message – or if they have called your phone or left a voicemail message.

Always be cautious about a phone call or voicemail, email or text message asking you to make a payment, log in to an online account or offers you a deal.

Remember real banks never email you for passwords or any other sensitive information by clicking on a link and visiting a website.

Should someone call claiming to be from your bank, never give away any personal details.

Mark the suspect email as spam and delete it to keep out similar emails in future.

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